Small business services and advising

No-cost, confidential help for entrepreneurs and small business owners in Dayton and the Miami Valley, serving Champaign, Clark, Darke, Greene, Miami, Montgomery, Preble and Shelby counties in Ohio.

Request advising or call 937-210-9460

What can we help with?

How one-on-one advising works

Every topic on this page is covered by our certified business advisors, at no cost, for as long as you need. Advising is confidential, and it's for everyone from people with just an idea to established companies ready to grow.

  1. Request advising

    Fill out a short online form about you and your business.

  2. Get matched

    We connect you with the advisor whose experience fits your goals.

  3. Meet and plan

    Meet in person or virtually and set the next steps together.

  4. Keep going

    Come back as often as you need, as your business grows.

Starting a business

Have an idea, or ready to open your doors? An advisor walks you through the first steps so you start on solid ground, with no cost and no pressure.

Get the free startup checklist and LLC guides

How we help

  • Testing whether your idea can make money
  • Choosing a business structure, such as an LLC or sole proprietorship
  • Registering with the State of Ohio and getting an EIN
  • Licenses, permits and insurance questions
  • Estimating your startup costs

Business planning

A business plan helps you think through every part of your business, and lenders and investors usually want to see one. We help you write a plan that is clear, realistic and yours.

Try the free Business Plan Builder

How we help

  • Writing a business plan from scratch
  • Reviewing a plan you've already started
  • Setting goals and milestones
  • Strategic planning for established businesses

Financial projections

Projections show what your sales, costs and profits could look like over the next few years. An advisor helps you build numbers you can explain and defend.

Download the free Pro Forma Forecasting Tool

How we help

  • Sales forecasts based on real assumptions
  • Startup and operating budgets
  • Break-even analysis
  • Projected income statements and cash flow

Marketing and market strategy

Knowing who your customers are, and how to reach them, is key to growing sales. We help you research your market and build a marketing plan that fits your budget.

See upcoming workshops

How we help

  • Market research and finding your target customers
  • Checking out your competition
  • Pricing your products and services
  • Websites, social media and online sales
  • A marketing plan you can actually follow

Cash flow and profitability

Many profitable businesses still run short of cash. An advisor helps you read your numbers, find where money is going and make changes that improve your bottom line.

How we help

  • Understanding your financial statements
  • Managing cash flow and planning for slow seasons
  • Improving profit margins
  • Bookkeeping basics and record keeping
  • Small business tax basics

Hiring and employee management

Hiring your first employee is a big step. Our advisors, including a human resources specialist, help you hire well and manage your team with confidence.

How we help

  • Deciding when you're ready to hire
  • Employee or contractor: knowing the difference
  • Job descriptions and hiring steps
  • Payroll and employer basics
  • Employee policies and handbooks

Financing and loan readiness

The SBDC doesn't lend money or award grants, but we help you get ready to ask for them. Lenders want to see that you understand your numbers, and an advisor helps you get there before you apply.

Get the free Pro Forma Forecasting Tool

How we help

  • Understanding your funding options, including SBA loans
  • Building realistic financial projections
  • Reviewing your business plan through a lender's eyes
  • Putting together a loan package
  • Knowing what questions to expect

Buying or selling a business

Thinking about buying an existing business, or getting ready to sell yours? An advisor helps you look closely at the numbers, understand the process and plan your next steps, at no cost.

How we help

  • Evaluating a business you're thinking of buying
  • Reviewing a business's financial statements and tax returns
  • Understanding how small businesses are valued
  • Financing a purchase, including SBA loans
  • Preparing your business for sale
  • Succession and exit planning

Export assistance

Ready to sell outside the U.S.? Free export counseling through the Ohio SBDC Export Assistance Network helps you find international buyers and handle the details.

Learn about export assistance

How we help

  • Export readiness
  • International market research
  • Finding foreign buyers and partners
  • Export financing and trade programs

Training, programs and free tools

  • Workshops and webinars

    Practical sessions on starting a new business, getting loan-ready, marketing strategies and record keeping.

    See upcoming workshops
  • STRIVE for veterans

    A free, seven-session business program for veterans, service members and military spouses, with one-on-one mentorship.

    Learn about STRIVE
  • Free tools and templates

    Startup checklists, LLC guides, a business plan builder and a financial projections spreadsheet to use on your own.

    Browse resources

Who we serve

Entrepreneurs and small business owners at every stage, in eight Ohio counties. All services are offered on a non-discriminatory basis, and language assistance and disability accommodations are available on request.

Read our FAQs · About the Miami Valley SBDC

  • Champaign County
  • Clark County
  • Darke County
  • Greene County
  • Miami County
  • Montgomery County
  • Preble County
  • Shelby County

Not sure where to start?

Request advising and tell us a little about your business. We'll match you with the right advisor or program. See what to expect.